This time, I’m mad. This time, it’s personal. Not too long ago I posted a bad experience with a company on the internet. This experience actually got me some help and got my problem resolved. This time, it’s a much more dire circumstance. It involves a lot of money and a huge company who lied. This also involves my Mom – see why I’m mad?
You see, my Mom has used Chase for many many years for her home loan. She’s been with them through two houses now. Last week, my Mom’s paycheck at work got messed up. They forgot about her sick days which caused her paycheck to be a bit short. It was being fixed, but my Mom knew that her home payment wouldn’t be on time.
She called Chase, spoke to Nina who told my Mom that they can help her but she needed to talk to another department. There, Mom talked to Daniel. Daniel told my Mom that they can set the payment to be debited on the 16th of October and she could choose to make a partial payment then on the phone. Daniel then gave my Mom a confirmation number and said she was all set.
So Mom thought she was. She paid her other bills and went to the store knowing everything was safe. When she went on a regular errand, her debit card was declined. She went home, checked online and found out that Chase had taken her payment already. This caused all those other bills to be overdrafted and her an overdraft fee. Not only that, but they also took out the second debit she scheduled on the phone with Daniel. *Both* payments were going to be taken.
When my Mom called Chase, she had the names of the people she spoke to and her confirmation number. She received a very curt reply from them. There was nothing Chase could do to help her, she didn’t give them three business days which is what they required. So sorry. Then, they said “Do you want us to cancel the debit scheduled on the 16th?”
So now we see how a company treats someone who has been a customer for many years. They refuse to help her though she’s been trying for a long time now to get some sort of help for this. The company lied to her, took her money, caused her overdraft fees, took her money again and now they were planning on taking more. Chase needs to be held accountable for this. If you know anyone who can get my Mom some type of help, please write me or leave a comment.